THE SOKOINTEL LEARNING LAB / OPEN TO EVERYONE
Useful tools for
better questions.
Each calculator distils one decision from the research library into inputs you can inspect, change, and use as the starting point for deeper work.
Compounding and cash-flow explorer
Compare lump sums, ordinary and due annuities, sinking funds, perpetuities, inflation, and time.
Open the tool → NSE DIVIDEND GROWTHDCA portfolio and dividend planner
Turn explicit weights into a whole-share schedule, costs, and income estimate.
Open the tool → AFRICAN MARKETSBusiness credit cost planner
Bring a credit quote into one all-in cost view.
Open the tool → DIASPORA FINANCEGlobal funding planner
See how transfer and conversion costs change an investment contribution.
Open the tool → HOUSEHOLD FINANCEMortgage repayment planner
Map payment, interest, and balance on a home-finance timeline.
Open the tool → KENYAN EQUITIESDCF value explorer
Make company-valuation assumptions easy to inspect and revise.
Open the tool → MAKING BUSINESS CREDIT WORKDetailed credit and repayment planner
Follow the actual advance, fees, dated repayments and delayed customer collections.
Open the tool → OWNER EARNINGS / MSMEsMSME owner earnings and cash headroom
Separate annual owner earnings from cash available for a proposed withdrawal.
Open the tool → OWNER EARNINGS / MSMEsThirteen-week operating cash planner
Edit weekly receipts and uses, funding timing and reserve assumptions.
Open the tool → FAILURE ANALYSISBusiness cash stress and warning planner
Test collections, suppliers, margins and funding with transparent warnings.
Open the tool → OWNER EARNINGS / LISTED COMPANIESListed-company owner-earnings bridge
Reconcile earnings to operating cash, choose a compensation treatment, and test maintenance and working-capital assumptions.
Open the tool → OWNER EARNINGS / LISTED COMPANIESMaintenance investment and asset-heavy scenarios
Separate capital-budget classifications and compare stabilized project contribution under revenue pressure and construction overruns.
Open the tool → OWNER EARNINGS / LISTED COMPANIESShare compensation, dilution and repurchases
Compare two compensation conventions and inspect how share issuance and buyback cash change the ownership denominator.
Open the tool → OWNER EARNINGS / LISTED COMPANIESEquity cash-flow and reverse valuation
Value an explicitly defined equity cash claim, inspect terminal-value dependence, and solve for growth implied by a dated share price.
Open the tool → OWNER EARNINGS / LISTED COMPANIESBank capital and distribution headroom
Test a proposed dividend against earnings, incremental losses, asset growth, capital buffers and separate liquidity and distribution limits.
Open the tool → OWNER EARNINGS / LISTED COMPANIESInsurer capital and parent remittances
Follow subsidiary capital and claims-paying cash through a permitted remittance to the parent dividend decision.
Open the tool → OWNER EARNINGS / LISTED COMPANIESUS and NSE sector stress scenarios
Change each profile’s cash, investment or capital retention, and priority-claim assumptions. Compare a profile with its own base case.
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