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Stage the capital.
See the income.

Turn a cash amount, execution cost, purchase schedule, share price, and dividend assumption into an editable DCA plan.

Your working assumptions

Use the price, dividend, cost, and tax inputs that belong to your own research date. The planner retains full precision and rounds only the displayed figures.

3-MONTH DCA PLAN

Investable securities · KES97,943
Steady-state net annual dividend · KES1,016
Net yield on cash0.01%
Whole shares per month178

Follow the cash through the plan.

MeasureCalculated result
Total cash availableKES 100,000.00
Transaction-cost reserveKES 2,056.81
Monthly securities allocationKES 32,647.73
Monthly target for this counterKES 6,529.55
Estimated monthly share purchaseKES 6,523.70
Uncommitted amount after whole sharesKES 5.85
Gross annual dividend estimateKES 1,068.96
Dividend withholding estimateKES 53.45
Follow the calculation
\[ I = \frac{C}{1+c}, \qquad T = \frac{I}{m} \times w \]

Investable securities equal total cash divided by one plus the transaction-cost rate. The monthly counter target is that amount divided by deployment months and multiplied by the target weight.

\[ N = \left\lfloor \frac{T}{P} \right\rfloor, \qquad D_{\mathrm{net}} = Iw \times \frac{d}{P}(1-\tau) \]

Whole shares use the floor of the target amount divided by price. Net annual dividend applies the dividend yield and then deducts the chosen withholding rate.

The DCA schedule is a planning structure. It makes the cash reserve, price assumption, whole-share rounding, and income estimate visible before each actual order is placed.

Take the research further.

Read the full NSE dividend-growth case, then use its companion formula workbook to vary allocation, price, cost, and dividend assumptions together.

Read the DCA research →

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